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Call us at
1-800-485-0770
License # 510-LO-21845
Big Kahuna Mortgage
'A REAL ESTATE OWNER'S BEST FRIEND'
A member of Washington Association of Mortgage Brokers
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Big Kahuna Mortgage
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Why Should I Use A Mortgage Broker?
Your Mortgage Broker works much like a travel agency. Travel agencies work for their clients and not the many carriers on which they book passage. When utilizing the services of a professional Mortgage Broker, you have a representative who has your best interests in mind, and is not tied to selling you a specific lender's loan package.
Will It Take More Time?
Your Mortgage Broker will actually save you precious time by shopping the lending market for you. With a Mortgage Broker, you make only one loan application. The loan request is then fully processed in the shortest time possible by a highly trained and motivated, professional staff. The Mortgage Broker does not earn a fee until the loan is closed.
What Can You Do For Me?
A Mortgage Broker acts as your .representative in opening the doors to a multitude of lenders. By asserting their current loan programs, interest rates, loan fees, underwriting guidelines, and credit requirements, the Mortgage Broker will recommend which lender and specific loan program best suits your needs. You make the final decision
Will I Pay More?
Whether financing a home or commercial property through a Mortgage Broker or directly with a lender, there is a loan fee to be paid. When working with a broker, that fee is shared between the lender and the broker. Ordinarily, the borrower will pay the same fees they would pay if they dealt directly with the lender. The borrower benefits from the greater flexibility of the broker having the capability of changing lenders or loan programs with out further cost.
Who Pays What?
| Normal Buyer's Costs | |
| Appraisal Fee | Processing Fee |
| Title Insurance | Tax Registration |
| Recording Fee | Escrow Fee |
| Document Fee | |
| Interest Adjustment | |
| Loan Origination Fee |
| Normal Seller's Costs | |
| Excise Tax | Title Insurance |
| Escrow Fee | Real Estate Commission |
| Discount Fee |
17 Years Experience In Finance
Honest-Sincere-Professional
To Expedite Your Mortgage Application You Will Need...
Verification of Employment:
W-2's for past two years
Most current paycheck stub(s)
Two years Employment History
Self Employed:
Two Years tax returns
Two Years corp, prtnshp returns
Year-To-Date balance sheet/ profit&loss statements
Rental Agreements
Verification Of Funds:
3 mos check/sav acct statements
3 mos investment account statements
IRA, 401K, etc. stmts/Ins pol value
Closing Stmts of Real Estate Sale
Mortgage Rating:
12 mo payment history on mortgage
Credit Report:
Copies of most current charge account statements
Insurance Agent Information
WE HAVE MILLION$ TO LEND TO YOU!
Residential Purchases, Refinances, Equity Loans,
Foreclosures, Commercial & Residential Development Loans,
Hotels, Apartments, Motels, Office Buildings, Shopping Centers, Mini Storage's, Mobile
Home Parks, and Undeveloped Land
| New Purchase | Foreclosures |
| Refinance | Equity Loans |
We can do virtually any loan secured by Real Estate
Free Preliminary Credit Report
Credit Problems are OK
Home or Office Appointments Available
Your home may already have a new car or your dream vacation hiding in it! Let us help you find it!
Language Translation (French, German, Itialian, Spanish, Portuguese)
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